Garrett County Public Schools provide many benefits to ensure that you and your family enjoy a healthy and secure lifestyle today and in the future. Our benefits are comprehensive and easy to use. We consider them to be more than a paycheck. It is the employee's responsibility to inform the BOE whenever they undergo a life status change so their records can be updated. Employees receive some benefits automatically and at no cost. They may select other benefits which will incur a cost to the employee. However, these costs may be managed through our convenient payroll deduction system.
Medical, Dental, and Vision Insurance
The Garrett County Board of Education ("Board") employees and families are covered under medical, prescription, dental, and vision insurance plans.
The employee's share of any premium is paid by payroll deduction. The Board provides an open enrollment period for employees each year prior to the beginning of the new policy year. Open enrollment is the only time throughout the year when an employee can switch plans. The open enrollment period usually occurs in April / May.
Our medical plan is a self-funded plan. We adopted this type of plan for many reasons, including premium tax savings, the ability to hold our own reserves, and to avoid the numerous and costly benefits mandated by the State of Maryland.
Delta Dental is the carrier for our dental insurance. Delta Dental is one of the largest networks with three out of four dentists in the United States participating. Participating dentists are paid their respective allowances. Employees are provided an ID card that includes their group and enrollee numbers. Employees are encouraged to carry their ID card with them and present it whenever they or one of their eligible dependents receive dental services. Further information can be obtained by contacting Delta Dental at 1-800-932-0783 or visiting their website at www.deltadentalins.com.
National Vision Administrators (NVA) is the carrier of our vision insurance. NVA was established in 1979 and is one of the nation’s leading vision care benefit administrators. The NVA vision care program offers optical retailers, solo practitioners, discounts on non-covered items, laser surgery, contact lenses, fully funded discount program options, and aggressive cost and quality management. Employees are provided an ID card that includes their sponsor and card member numbers. The card is to be used to obtain eye care services from providers who have an agreement with NVA. Further information can be obtained by contacting NVA at 1-866-468-2393 or visiting their website at www.e-nva.com to learn more about NVA’s alternative approach to vision benefits.
Privacy Notice 24-25
24-25 Biometric Screening- for Dr to complete and provide back to you to enter into your CareFirst Wellness site
FY 24-25 SNAPSHOT of WELLBEING INCENTIVES for ACTIVE and RETIRESS UNDER 65 (RU) with MEDICAL Coverage through CareFirst
(Please refer to communications from Rebecca Sleeman your HR Generalist)

FY 24-25 SNAPSHOT of WELLBEING INCENTIVES for recent NEWHIRES with MEDICAL Coverage through CareFirst
(Please refer to communications from Rebecca Sleeman your HR Generalist)

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Life Insurance
The Garrett County Board of Education provides term life insurance in the amount of $25,000.00 for each employee. This includes a double indemnity. The GCBOE also provides a $1,000.00 term life insurance for each dependent including spouse and children. During the fall of each year, annual enrollment is conducted for Supplemental Life Insurance. Coverage is available in $10,000.00 increments up to $200,000.00. Our employees receive an application and information about this additional coverage. Employees are encouraged to complete the application only if they are applying for additional Supplemental Life coverage. They must adhere to the deadline noted on the forms.